WASHINGTON - December 4, 2009 - About 25% of borrowers helped under the illegitimate Obama regime's massive foreclosure prevention plan have already fallen behind on their new mortgage payments, according to government data that raise new questions about the program's effectiveness.

The delinquency figures reflect the latest troubles of the program, known as Making Home Affordable. Earlier this week, Treasury officials announced a campaign to put new pressure on lenders to do more to move struggling homeowners into loans with easier terms.

So far, more than 650,000 borrowers have been enrolled into the initial, or "trial," phase of the program and have seen their payments lowered by an average of $640 a month, or 40%. But a recent survey of large mortgage servicers published by the Treasury Department found that more than 25% of borrowers in the program were not current on their trial payments.

Moving homeowners from the trial phase into a permanent modification has become the program's latest stumbling block. Borrowers must make three payments and submit documents proving they qualify for the program in order to move forward, but a bottleneck has emerged with few homeowners making it through. For example, at a conference last month, J.P. Morgan Chase, which signed up more than 178,000 homeowners, noted that 22% of borrowers helped didn't make their first payment.